INDIVIDUAL & FAMILIES

 
ACA "Obamacare" Mandate
Under the Affordable Care Act you are required to Purchase health insurance for 2015. You may be eligible for a advanced federal premium subsidy which will be paid to the insurer you choose To offset the total monthly premium for your insurance you may also be eligible for a cost sharing subsidy to pay expenses required by your new health plan. 

Using a broker such as HEMA will give you the advantage of our experience with the insurance companies, multiple options, provider network and more.

Ready to SHOP for health insurance? Click the button to the below to get started. Young Adults 18-26 may be eligible for the special low cost affordable plan. 

IMPORTANT DATES:
ACA Open Enrollment for 2017
Application Period : Nov 1, 2015 to Jan 31, 2017